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Supplemental Accident Benefit

supplemental accident insurance for the family

Accidents happen. Injuries can happen any time and hurt your budget. An open-arm fracture can result in a hospital stay, surgery, and physical therapy. All for a total cost of more than $60,000!²

Higher Deductibles Don’t Have to be Scary!

You may choose an optional Supplemental Accident benefit to reduce your expenses for injuries. Add it to a Short Term MedicalSM plan to enhance your coverage.¹

  • Choose a maximum benefit amount: $1,000, $1,500, $2,500, $5,000, or $10,000, per accident, per covered person.
  • Helps cover your deductible or other medical expenses before insurance starts.
  • Expenses must be eligible for payment with your health insurance and happen within 90 days of an injury.
  • Any amount paid by the benefit will first go to the deductible and coinsurance of your insurance.
  • Any remaining payment will be made to your hospital. If you have already paid your medical bill, you will get the payment.
Savings Examples – Supplemental Accident Benefit
Short Term Medical℠ Copay plan only Short Term Medical℠ Copay plan with up to
$2,500 Supplemental
Accident Benefit
Short Term Medical℠ Copay plan with up to
$5,000 Supplemental
Accident Benefit
Health Plan deductible $5,000 $5,000 $5,000
Coinsurance Maximum (70/30 to $10,000) for
open-arm fracture costing $60,000²
$10,000 $10,000 $10,000
Supplemental Accident Benefit
$0 -$2,500 -$5,000
What you could pay: $15,000 -$12,500 -$10,000
Additional monthly Supplemental Accident premium for a single person N/A $24 $30
Additional monthly Supplemental Accident premium for a family N/A $48 $60
¹ Additional premium required. ² Examples provided are for illustration purposes only and assume all expenses are covered. All these services were received in April 2014 from network providers in ZIP Code 322–. Your actual savings may be more or less than this illustration and will vary by several factors. Policy Form 6-C-410.
For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed advisor to discuss your health insurance options at
(800) 444-8990.
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