Supplemental Accident Benefit

Higher Deductibles Don't Have to be Scary!

Accidents happen. Unexpected injuries can hurt your budget. A simple arm fracture treated in the doctor's office can cost $324. However, an open-arm fracture can result in a hospital stay, surgery, and physical therapy — for a total cost of more than $23,000!**
• Select a maximum benefit amount: $500, $1,000, $2,500, $5,000, or $10,000, per accident, per covered person.
• Helps cover your deductible or other out-of-pocket medical expenses (before the health insurance starts paying covered expenses).
• Expenses must be eligible for payment under the health insurance and incurred within 90 days of an injury.*
• Any benefit amount paid by the Supplemental Accident benefit will first be credited to the deductible and coinsurance of the health insurance.*
• Any remaining benefit payment will be made either to your health care provider under your assignment of benefits, or to you if you have already paid your provider.
• Additional premium is required for the optional Supplemental Accident benefit rider.
• Exclusions and limitations of the health plan apply to this optional benefit, see product brochure for details.