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Specialty Coverage
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Specialty Coverage

You can enhance your health insurance plan in a number of ways. We offer a variety of specialty coverage and optional benefit1 choices to help you protect your finances and better prepare for the unexpected.

Why Add to Your Health Plan?

These benefits go above what is normally covered with individual health insurance. People add these coverages to their health plan for a number of reasons. If a major illness or accident happens, you want to make sure you and your family are covered. Critical Illness insurance and the Accidental Death Benefit can provide a lump sum of cash when a qualifying event happens, such as cancer or death of a covered spouse.

Other choices, such as a Vision Rider and International Medical Insurance2 offer coverage for specific health care situations.

Specialty Plans vs. Optional Benefits

Some of the following are stand-alone products, meaning you don’t need a UnitedHealthOneSM plan to apply for coverage. Optional benefits, however, must be added to a UnitedHealthOneSM health insurance plan. You can typically apply for these for a relatively modest premium each month, depending on availability.

Critical Illness Insurance

Life-Related Coverages

No one wants to think about the death or illness of a loved one. Pretending it won’t happen doesn’t mean it can’t. Help make sure you and your family are prepared.

Optional Benefits

Stand-Alone Insurance

Travel Medical insurance

Health-Need Specific Coverages

Not everyone needs eyeglasses or health insurance abroad. Some people do, however, and you can apply for the coverages below to make your UnitedHealthOneSM insurance plan better fit your needs.

Optional Benefits

Stand-Alone Insurance

Need Answers?

Unsure how to enhance your health plan? We can help. Call (800) 944-4699 to speak with a licensed Product Advisor.
You’ll receive a personalized recommendation.

Get a quick quote online. Simply fill out the short form to view what’s available in your area. For optional benefits, pick your preferred health plan and then look for benefit options.

1 Additional premium required. Availability varies. 2 Underwritten by Sirius International Insurance Corporation.
For costs, benefits, exclusions, limitations eligibility, and renewal terms, call a licensed Product Advisor to discuss your health insurance options at
(800) 444-8990.