Licensed Product Advisors Specialty Coverage
You can enhance your health insurance plan in a number of ways. We offer a variety of specialty coverage1 and optional benefit choices to help you protect your finances and better prepare for the unexpected.
Why Add to Your Health Plan?
These benefits go above what is normally covered with individual health insurance. People add these coverages to their health plan for a number of reasons. If a major illness or accident happens, you want to make sure your family is cared for. Critical Illness Insurance and the Accidental Death Benefit can provide a lump sum of cash when a qualifying event happens, such as cancer or death of a covered spouse.
Other choices, such as Vision Insurance, International Medical Insurance2, and Mental Disorders and Substance Abuse Benefit, offer coverage for specific health care situations.
Specialty Plans vs. Optional Benefits
Some of the following are standalone products, meaning you don’t need a UnitedHealthOneSM plan to apply for coverage. Optional benefits, however, must be added to a UnitedHealthOneSM plan. You can typically apply for these for a relatively modest premium each month, depending on availability.
Life-Related Coverages
No one wants to think about the death or illness of a loved one. Pretending it won’t happen doesn’t mean it can’t. Help make sure you and your family are prepared.
Optional Benefits
Standalone Insurance
Health-Need Specific Coverages
Not everyone needs eye glasses, ADHD medication or health insurance abroad. Some people do, however, and you can apply for the coverages below to make your UnitedHealthOneSM plan better fit your needs.
Optional Benefits
Standalone Insurance
Need Answers?
Unsure how to enhance your health plan? We can help. Call (800) 944-4699 to speak with a licensed Product Advisor. You’ll receive a personalized recommendation.
Get a quick quote online. Simply fill out the short form to view what’s available in your area. For optional benefits, pick your preferred health plan and then look for benefit options.
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