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Short Term Insurance Plans

A choice of coverage to fit your specific needs

You select the plan type, per term or per cause, a coverage period from 1 to 11 months, and a deductible that fits your budget.

Our plans offer easy-to-understand health insurance designed for individuals and families in times of transition and change with up to $1,000,000 of coverage.

Three Temporary Health Insurance Options to Choose From

See detailed plan options for Short Term Medical^SM Value

See detailed plan options for Short Term Medical^SM Copay

See detailed plan options for Short Term Medical^SM Plus

Optional Benefits

Further customize your health insurance coverage to meet your specific needs. Additional premium required.
Optional benefits are only available with Short Term Medical^SM Copay plan.

1. Supplemental Accident Benefit

   Higher deductibles don’t have to be scary! You may choose an optional Supplemental Accident benefit to reduce your out-of-pocket expenses for unexpected injuries.

   • Up-front coverage can pay your deductible.
   • Select a maximum benefit amount: $500, $1,000, $2,500, $5,000, or $10,000, per accident, per covered person.
   • Helps cover your deductible or other out-of-pocket medical expenses (before the health insurance starts paying covered expenses).
   • Expenses must be eligible for payment under the health insurance and incurred within 90 days of an injury.
   • Any benefit amount paid by the Supplemental Accident benefit will first be credited to the deductible and coinsurance of the health insurance.
   • Any remaining benefit will be made either to your health care provider under your assignment of benefits, or to you if you have already paid your provider.
   • Additional premium is required for the optional Supplemental Accident benefit rider.
   • Exclusions and limitations of the health plan apply to this optional benefit.

   Read more about the Supplemental Accident Benefit

2. Critical Illness Benefit

   (Available only with 7-11 month term and in the following states: AL, AR, FL, IL, IA, MD, MS, MO, NE, NC, OK, PA, TN, TX, WV, and WI)
   Bills are the last thing you want to worry about when you’re seriously ill. We can help.

   • Can provide a lump sum payment when you or your spouse (if covered by the health plan) is diagnosed with a qualifying critical illness.
   • Payment can be used in any way you see fit for:
     • out-of-pocket medical expenses
     • payment toward your deductible
     • transportation
     • living expenses
   • When you apply for coverage, you can choose from one of the following benefit levels: $2,500, $5,000, $10,000

   Read more about the Critical Illness Benefit

For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed Product Advisor to discuss your short term insurance options: (800) 273-8113. Policy Forms C-006.4, MGR03927, GRI-H-5.8P-05, GRI-H-5.8V-05, GRI-H-5.8P-06, GRI-H-5.8V-06, GRI-H-5.7, GRI-H-5.7-10, GRI-H-5.7-15, GRI-H-5.7-16, GRI-H-5.7-39, GRI-H-5.7-40R and GRI-H-5.7-49.
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