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What Is Included in Preventive Care?

UnitedHealthOne plans cover preventive care. You'll have no out-of-pocket expenses or deductibles to meet for routine checkups, pap smears, flu shots and more. It's easier to stay healthy with regular preventive care.² You don't need to meet your deductible before any of these benefits are covered. Nor do they require coinsurance or copayments as long as these services are provided by an in-network doctor.

Preventive health services must be appropriate for the covered person and follow these recommendations and guidelines:

1. In general - those of the U.S. Preventive Services Task Force that have an A or B rating;
2. For immunizations - those of the Advisory Committee on Immunization Practices of the Centers for Disease Control and Prevention;
3. For preventive care and screenings for infants, children and adolescents - those of the Health Resources and Services Administration; and
4. For preventive care and screenings for women - those of the Health Resources and Services Administration that are not included in section (A).

As new recommendations and guidelines are issued, those services will be considered covered expenses when required by the United States Secretary of Health and Human Services, but not earlier than one year after the recommendation or guideline is issued.

¹ UnitedHealth Group Annual Form 10-K for year ending 12/31/10. ² Subject to all policy provisions, the following expenses are covered. To be considered for reimbursement, expenses must qualify as
covered expenses and are subject to eligible expense limits unless you use a network provider. For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed Product Advisor to
discuss your copay insurance options at (800) 444-8990.