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The Network Advantage

FREE Health Insurance Quotes
Looking for Affordable Health
Insurance?
Our Product Advisors
are here to help you choose the
health insurance
option that best
meets your needs.

(800) 444-8990

Health Insurance Plan Availability

The UnitedHealthcare Nationwide Network

Savings of Up to 50% on Quality Health Care!*

Access to the right doctors can be the most important part of your health care.

Our network gives you:
  • Access to an extensive network of doctors, X-ray and lab facilities, hospitals, and other ancillary providers.**
  • Quality care at reduced costs because these providers have agreed to lower fees for covered expenses.
  • Lower premiums - savings of up to 30% or more over the same plans without a network.
Please note: Covered expenses for nonemergency care received from a provider outside your network are:
  • Subject to eligible expense limits;
  • Reduced by 25%;
  • Subject to an additional deductible amount equal to the calendar-year deductible.
For Services of Non-Network Providers: Your actual out-of-pocket expenses for covered expenses may exceed the stated coinsurance percentage because actual provider charges may not be used to determine insurer and member payment obligations.

Sample savings with our network:
(Services provided February-March 2010)***


Doctor Office Visit
MRI
Lipid Panel
CBC
Metabolic Panel
General Panel
Mammogram
Charges
$159.21
$792.39
$91.41
$37.10
$45.80
$176.23
$269.72
Repriced Charges
$93.40
$439.62
$8.02
$4.20
$3.94
$19.58
$132.33
Percentage of Savings
42%
45%
91%
89%
91%
89%
51%
*Discounts vary by provider, geographic area, and type of service. **UnitedHealthcare Choice Plus network, available in most areas. LabCorp is the preferred laboratory services provider for UnitedHealthcare networks. Network availability may vary by state, and a specific health-care provider's contract status can change at any time. Therefore, before you receive care, it is recommended that you verify with the health-care provider's office that they are still contracted with your chosen network. ***All these services received from network providers in ZIP Code 336--. Your actual savings may be more or less than this illustration and will vary by several factors. For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed advisor to discuss your health insurance options at (800) 444-8990.
© 2010 Golden Rule Insurance Company.
Not intended for use in New Mexico.
UnitedHealthOneSM is a brand name used for products underwritten, administered, and/or provided by:
Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number 4407),
American Medical Security Life Insurance Company (Wisconsin domiciled, CA certificate of authority number 08079),
PacifiCare Life and Health Insurance Company(Indiana domiciled, CA certificate of authority number 5813),
PacifiCare Life Assurance Company (Colorado domiciled, CA certificate of authority number 5814),
Oxford Health Insurance, Inc.,
Oxford Health Plans (NJ), Inc., or
UnitedHealthcare Insurance Company.
UnitedHealthcare Services, Inc.,
Dental Benefit Providers, Inc.,
Spectera, Inc.
Health Insurance plans are medically underwritten and availability varies by state. Coverage may be provided by multiple policies/certificates
Additional Products are provided by:
Careington International Corporation,
EyeMed Vision Care, or
International Medical Group, Inc. (Indiana domiciled)
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