It's important to be insured! Low cost health insurance can help lessen financial
stress on you and your family.
Why is Health Insurance important? Take our quiz!
Low cost health insurance is often also known as "catastrophic" or "high deductible"
health or medical insurance. Companies often describe
high deductible health insurance as "low" or "lower cost" plans. Because
deductibles are higher
(for example: $1,000 to $10,000 deductibles are common),
premiums are lower – low cost health insurance!
Buying advice when looking for low cost health insurance:
- Shop reputable health insurance companies – research insurers' A.M. Best ratings.
- Read the fine print – know what each plan you compare covers and what it doesn't
cover.
- Check the network –
verify that your doctor is in the plan's network. Out-of-Network expenses
are generally higher.
- Ask for advice – friends and family can provide perspective. So can independent
brokers who work with more than one insurance company.
Remember when starting to look for health insurance, get an idea of what your budget
is. Also, check to see if your doctor is in the network. Our extensive network of
doctors, hospitals, and health care professionals that can help you save up to 50%
on quality health care.
3
For costs, benefits,
exclusions, limitations, eligibility, and renewal terms, call a licensed
Product Advisor to discuss your health insurance options at (800) 444-8990.
1 U.S. Agency for Healthcare Research and Quality, Healthcare Cost and
Utilization Project Fact and Figures, 2008.
2 American Journal of Medicine,
August 2009.
3 Discounts vary by provider, geographic area, and type
of service.
Copyright © 2011 Golden Rule Insurance Company.
Not intended for use in New Mexico.
UnitedHealthOneSM is a brand name used for products underwritten, administered, and/or
provided by:
Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number
4407),
American Medical Security Life Insurance Company (Wisconsin domiciled, CA certificate
of authority number 08079),
PacifiCare Life and Health Insurance Company (Indiana domiciled, CA certificate
of authority number 5813),
Oxford Health Insurance, Inc.,
Oxford Health Plans (NJ), Inc.,
UnitedHealthcare Insurance Company,
UnitedHealthcare Services, Inc.,
Dental Benefit Providers, Inc., or
Spectera, Inc.
Health Insurance plans are medically underwritten and availability varies by state.
Coverage may be provided by multiple policies/certificates.
Additional Products are provided by:
Careington International Corporation,
EyeMed Vision Care,
Sirius International Insurance Corporation, or
Delos Insurance Company
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