UnitedHealthOne℠ is a brand representing the portfolio of insurance products offered to individuals and families through the UnitedHealthcare family of companies. Golden Rule Insurance Company or UnitedHealthcare Life Insurance Company is the underwriter and administrator of these plans. These products are available only in the U.S. International medical insurance is underwritten by different companies that are not related to Golden Rule. Dental and vision products are administered by related companies. All products require separate applications. Separate policies or certificates are issued unless the product is a rider and optional benefit. Golden Rule Insurance Company Short Term Medical℠ health insurance plans are medically underwritten. UnitedHealthcare Life Insurance Company health plans are guaranteed issue during Open and Special Enrollment periods only. Related insurance products offered by either company may be medically underwritten – see the product brochures and applications. Product availability varies by state. Not intended for use in Arizona or New Mexico.