Golden Rule Insurance
Golden Rule Health Insurance logoPacificare Health Insurance logoOxford Health Insurance logoUnitedHealthcare Insurance logo
Home About Us Health Plans Find a Doctor Customers Brokers Newsroom Contact Us

Health Insurance Designed to Fit Your Budget

Get a Free Personal Health Insurance Insurance Quote Now

Looking for Affordable Health Insurance? Our Product Advisors are here to help you choose
the health insurance
that best meets
your needs.
(800) 444-8990
Find a Doctor Near You.
With over 730,000 physicians and
care professionals in our extensive
network it's easy to find a doctor in
your area.1 Plus with a big network
comes the power to get discounts
for you. Find a Doctor
Five Ways to Lower Premium Cost on
Your Health Insurance Plan

Learn easy ways to cut
premium cost while
selecting medical
insurance plans.
Buyer Beware
Consider the hidden
costs of cheap
health insurance
.

Health Insurance Plans

It's up to you to decide what affordable individual or family medical insurance is right for your budget. UnitedHealthOne private health insurance options are designed to offer you choices. Here are some tools to help guide you.

Plan Brochures
UnitedHealthcare affiliates offer an array of health insurance plans for individuals and families. Have you recently lost your job and are looking for temporary health insurance that's less expensive than COBRA insurance? Or, are you or a family member looking to get family health insurance for the entire family? To find out about the specific products available in your state, please select the appropriate state below:

   

Plan Options
How much are you paying for your health insurance plan?
UnitedHealthOne private health insurance plans have competitive rates with quality coverage. Roll your mouse over one of the four buttons below and take a look at some of our most popular personal health insurance and family health insurance plans.

May Be Ideal For:
  • Those who prefer the convenience of copay benefits for routine health care expenses.
  • Families with children who have regularly scheduled doctor office visits.
  • Adults who want copay benefits for prescription drugs.
Plan Name Copay SelectSM
Out-of-Pocket Lower
Premium Cost Higher

Learn more: Copay insurance.
May Be Ideal For:
  • Those interested in more control over how their health care dollars are spent.
  • Families interested in one calendar-year deductible per family.
  • Those who want to save money on monthly premiums by trading a low deductible individual or
    family medical insurance plan for a tax-advantaged higher deductible plan.
Plan Name HSA 100® HSA 70SM
Out-of-Pocket Lower Higher
Premium Cost Higher Lower

Learn more: Health Savings Accounts.
May Be Ideal For:
  • Those who are looking for something simple to understand and use.
  • Those willing to take responsibility for minor or routine health care expenses.
Plan Name Plan 100® Plan 80SM Saver 80SM
Out-of-Pocket Lower Higher Highest
Premium Cost Higher Lower Lowest

Learn more: High Deductible Health Insurance.
May Be Ideal For:
  • Those who have lost group coverage through a recent job or life change and don't want to pay
    for COBRA insurance.
  • Students or grads no longer eligible for their parent's coverage.
  • Seasonal or part-time workers.
  • Recent retirees waiting until they are eligible for Medicare.
Plan Name Short Term MedicalSM Copay Short Term MedicalSM Plus Short Term MedicalSM Value
Out-of-Pocket Lower Higher Highest
Premium Cost Highest Lower Lowest

Learn more: Short Term Health Insurance.
UnitedHealth Group Annual Form 10-K for year ending 12/31/10. For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed Product Advisor to discuss your health insurance options at (800) 444-8990 or get a free health insurance quote.

© 2010 Golden Rule Insurance Company.
Not intended for use in New Mexico.
UnitedHealthOneSM is a brand name used for products underwritten, administered, and/or provided by:
Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number 4407),
American Medical Security Life Insurance Company (Wisconsin domiciled, CA certificate of authority number 08079),
PacifiCare Life and Health Insurance Company(Indiana domiciled, CA certificate of authority number 5813),
PacifiCare Life Assurance Company (Colorado domiciled, CA certificate of authority number 5814),
Oxford Health Insurance, Inc.,
Oxford Health Plans (NJ), Inc., or
UnitedHealthcare Insurance Company.
UnitedHealthcare Services, Inc.,
Dental Benefit Providers, Inc.,
Spectera, Inc.
Health Insurance plans are medically underwritten and availability varies by state. Coverage may be provided by multiple policies/certificates
Additional Products are provided by:
Careington International Corporation,
EyeMed Vision Care, or
International Medical Group, Inc. (Indiana domiciled)
GRHEALPLR6