Call a Licensed Product Advisor to help you choose the health insurance plan that best meets your needs:

health savings account

High Deductible Health Insurance Plans

Our High Deductible Health Insurance Plans Offer the Lowest Premiums of All Our Plans

High deductible health insurance allows you to save money on your premiums while taking the responsibility of covering minor or routine out of pocket medical expenses if they come up. You will also benefit from UnitedHealthcare's wide-reaching network, which is available in most areas.

Plan 100®

  • Our top-selling high deductible health plan, Plan 100, pays 100% of covered expenses, once you meet your calendar-year medical insurance deductible.

Plan 80®

  • Plan 80 is our lowest premium high deductible health insurance plan. This plan provides coverage for hospital confinements, surgical procedures in or out of the hospital, and the more costly outpatient expenses.

For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed advisor to discuss your health plan options at (800) 444-8990 or get a free quote. Plan availability varies by state.


We also offer other health plans with a variety of coverage at competitive prices.