Call a Licensed Product Advisor to help you choose the health insurance plan that best meets your needs:

health savings account

Copay Plans

Provide Traditional Insurance Benefits for People Who Need Routine Health Care

Our Copay plans are similar to traditional coinsurance offered by employer plans that include a copayment for out-of-pocket medical expenses. If you are looking for a plan that offers copay benefits, preventive care, and prescription drugs, we have two plans for you to choose from.

Copay SelectSM

  • When you use a preferred network doctor for an office visit, we pay 100% for history and exam fees after a $35 with Copay SelectSM. Office expenses outside your network are not eligible for copay benefits.
  • Additional features include:
    • Prescription Drug Card Benefit (Copay Select only).
    • Comprehensive coverage for inpatient and outpatient medical expenses.

Copay SaverSM

  • Our Copay Saver plan provides the convenience of copayments for doctor office visits (limited to 2 per person, per calendar year) for a lower monthly premium.

For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed advisor to discuss your health plan options at (800) 444-8990 or get a free quote. Plan availability varies by state.


We also offer other health plans with a variety of coverage at competitive prices.