Health Savings Account Information

HSA Plans Offer Quality Coverage, Savings

HSA Plans simply combine a lower-cost, high deductible health insurance plan and a tax-favored savings account.

Bottom Line - HSAs can help make health insurance more affordable:

HSA Savings

Lower Premiums, Tax-Advantaged Savings, and an Attractive Interest Rate

High deductible plans typically cost a lot less than many copay or traditional plans. This means lower premiums for you. You can then take the premium savings and place it into your health savings account.

You get a tax deduction on the money you put in your HSA.
(within federal limits)

Your dollars can grow tax-deferred.

You spend the savings tax-free to help you pay your deductible or for qualified medical care (including prescriptions, vision, or dental care).

What you don’t use in your account will continue to accumulate year after year. Then, if you ever need it for health care expenses, the money will be there.

With a UnitedHealthOne recommended HSA custodian, you’ll aslo earn interest on your savings, begining with the first dollar deposited.

Adult and Child Preventive Care Included

In some states, after a 3 month waiting period, you pay a $35 copay (in-network) for the doctor office visit with our HSA plans.

Rather Talk to a Real Person?

Just call: (877) 410-0203 to speak with one of our friendly Product Advisors.

MON-THURS
8AM - 9PM EDT

FRIDAY
8AM - 7PM EDT

SATURDAY
10AM - 3PM EDT

SUNDAY
10AM - 6PM EDT

Who might benefit most from a Health Savings Account plan?

Persons interested in more control over how their health-care dollars are spent.

Families interested in one annual deductible for the entire family.

Those interested in trading low deductible health insurance for a higher deductible plan to save on monthly premiums and taxes.

UnitedHealthOne is a brand name used for products underwritten and/or administered by the following Insurance Companies: American Medical Security Life, Golden Rule, PacifiCare Life and Health, United HealthCare. The brand name may also be used for PacifiCare Life Assurance Company products. In Arizona, the underwriter is Golden Rule Insurance Company. Plans are subject to medical underwriting. Product availability and plan design vary by state. For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call (877) 410-0203. Policy form numbers: C-006.3 or state variation; GRI-PA-20.1-06; GRI-PA-23.1-10; UHC06-N21M-17; GRI-N21M-07; GRI-N21M-15; GRI-N21M-30; GRI-N21M-40; GRI-N22M-16; GRI-N22M-27-HSA; GRI-N22M-49; GRI-N23M-05; GRI-N23S-05; or MGR03928.