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Health Savings Accounts

Take Control of Your Health Care Expenses With an HSA

Our Health Savings Account (HSA) plans combine an insurance plan with a tax-advantaged savings account.

Do you want more control over how your health care dollars are spent? See what an HSA can do for you.

HSA plans can help you take control of your health, your medical decisions, and your medical spending. An HSA can increase your health insurance buying power by:

  • Offering lower premiums than most copay plans.
  • Helping you regain more control of your health care dollars.
  • Giving you the option of paying out-of-pocket health care expenses, such as prescriptions and your deductible, with tax-advantaged savings.
  • Providing one simple, calendar-year deductible per family.

An HSA acts similar to the flexible spending accounts many have with their employer-provided health plans, except the money is yours to keep. There is no “use it or lose it” feature. You can even use the savings account for qualified health care expenses during retirement or after age 65.

Explore some of the services and items considered a qualified expense with an HSA.

Plan Options1

    Bronze HSA 100®

    • Higher out-of-pocket costs and lower premiums.
    • Deductibles include $6,350 per person and $12,700 per family.
    • No coinsurance.
    • Simple to use. Once the deductible is met, we pay remaining covered expenses.

    Silver HSA 100®

    • Lower out-of-pocket costs and higher premiums.
    • Deductibles include $3,650 per person and $7,300 per family.
    • No coinsurance.
    • Simple to use. Once the deductible is met, we pay remaining covered expenses.

Other Resources

  • Visit the HSA Center for general consumer information and FAQs on HSAs.
  • HSA Calculator – Take time to figure out your savings with an HSA instead of your plan you have now.

We also offer other health insurance plans with different deductible amounts.

1 Availability varies by state.
For costs, benefits, exclusions, limitations, eligibility, waiting periods, and renewal terms, call a Product Advisor to discuss your health insurance plan options at (800) 444-8990.
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