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Health Savings Account (HSA) Plans

Take Control of Your Health Care Expenses With an HSA

Our Health Savings Account plans combine a lower-cost, high deductible health insurance plan and a savings account with important tax benefits. Pay qualified medical expenses with your account.

HSA plans can help you take control of your health, your medical decisions, and your medical spending. An HSA can increase your health insurance buying power.

  • Lower premiums than most copay plans.
  • Simple design: meet your deductible and the plan pays 100% of covered expenses for the calendar year.
  • Savings account you can use for qualified health care expenses or for retirement after age 65.
  • Tax deductible: HSA contributions are 100% tax-deductible from gross income up to IRS limits.

An HSA acts similar to the flexible spending accounts many have with their employer-provided health plans, except the money is yours to keep. There is no “use it or lose it” feature.

Learn more about some of the services and items considered a qualified expense with an HSA plan.

Plan Options1

    Bronze HSA 100®

    • Higher out-of-pocket costs and lower premiums.
    • Deductibles include $6,300 per person and $12,600 per family.
    • No coinsurance.
    • Simple to use. Once the deductible is met, we pay remaining covered expenses.

    Silver HSA 100®

    • Lower out-of-pocket costs and higher premiums.
    • Deductibles include $3,650 per person and $7,300 per family.
    • No coinsurance.
    • Simple to use. Once the deductible is met, we pay remaining covered expenses.

Other Resources

  • Visit the HSA Center for general consumer information and FAQs on HSAs.
  • In a few clicks, you can estimate your tax savings with an HSA using the HSA Calculator.

We also offer these health insurance plans.

1 Availability varies by state.
For costs, benefits, exclusions, limitations, eligibility, waiting periods, and renewal terms, call a licensed Product Advisor to discuss your health insurance plan options at (800) 444-8990.
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