| FIVE WAYS TO LOWER YOUR HEALTH INSURANCE PREMIUM COST | ||||
| 1) Be Healthy | 2) Don’t Smoke | 3) Increase Your Deductible | 4) Opt for an HSA Plan | 5) Evaluate Your Situation |
1) Be Healthy |
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Eating a balanced diet and exercising frequently may help you lower your health insurance premium. If you are overweight or have certain preexisting conditions, chances are your health premium may have to increase. However, dieting alone may not be enough to keep your body in top shape. There are many advantages of regular exercise:
- Helps you sleep better, which builds your body’s defenses, helping to fight infection and chronic illness
- Prevents coronary conditions and cardiovascular disease
- Reduces pain from arthritis
- Decreases asthma symptoms
- Builds a stronger heart which lowers blood pressure
- Lowers high blood sugar
- Lowers cholesterol
- Increases bone density
Most experts recommend 20-30 minutes of exercise three to five times a week.
ChooseMyPlate.gov explains you need the following portions per day:
- 6 ounces of grains
- 2.5 cups of vegetables
- 2 cups of fruit
- 3 cups of dairy
- 5.5 ounces of meat and protein daily
When selecting grains, go with whole-wheat brands. The key to selecting the right vegetables would be to go with darker colors; greens (broccoli and spinach), orange (carrots and sweet potatoes), and beans which are full of potassium. When consuming fruit, always go with real fruit rather than fruit juices. When choosing dairy, go with low-fat or fat-free options. Prepare your meats in the healthiest way possible by baking, broiling or grilling it. Go light on marinades, and vary what meats you eat like poultry, fish, and lean beef. Healthy lifestyles will help keep your body in shape and keep money in your wallet by decreasing health insurance premiums.