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Copay Plans

Need Health Insurance with a Copay for Yourself or Your Family?

We Can Guide You in Selecting Copay Health Insurance You Can Afford.

A copay plan is similar to many employer plans with a set copay for routine health care expenses. A UnitedHealthOneSM copay plan can help you better budget for your family’s health care. When you or a family member has an office visit at a network provider, you’ll pay the copayment and we’ll pay 100% of any remaining history and exam fees.

In addition, copay plans offer prescription drug coverage.1

Who might benefit most from a copay health insurance plan?

  • Anyone who prefers the ease of copay benefits for minor or routine health care expenses.
  • Families with young children who have regular doctor office visits.
  • Anyone who visits the doctor often.

Copay Insurance Plan Options

Bronze Copay SelectSM

  • Comes with a Preferred Price Card.
  • After the deductible is met, you pay 20% of covered expenses.
  • Deductible is $5,500 per person.

Silver Copay SelectSM

  • Choose from three different silver copay plans.
  • Includes a multi-tier prescription drug benefit
  • Deductibles start at $2,500.

Gold Copay SelectSM

  • Choose from two different gold copay plans.
  • Includes a multi-tier prescription drug benefit
  • Deductibles start at $1,000.

Platinum Copay SelectSM 2

  • Offers the lowest deductible of our copay plans
  • Includes a multi-tier prescription drug benefit
  • Out-of-pocket maximum is $1,500 per person or $3,000 per family

Other Health Insurance Plans at Competitive Prices

1 The preferred drug list changes periodically. Tier status for a prescription drug may be determined by accessing our website or by calling the telephone number on your identification card. The tier to which a perscription drug is assigned may change.2 Availability varies by state.
For costs, benefits, exclusions, limitations, eligibility, waiting periods, and renewal terms, call a licensed Product Advisor to discuss your copay insurance options at (800) 444-8990.