Individual Health Insurance
Prepare for Health Care Reform Today
Next year seems far off. Based on your needs and budget, you may face some tough choices. Now is the time to consider your health insurance options.
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Whether it's your first time shopping for an individual and family health plan or you're looking to renew existing coverage, we give you the information you need to make the best decision for you and your family. Choose from the bare minimum to extensive coverage at a variety of price points. You can find a plan to fit your budget and situation.
Want to keep your premium low? Consider high deductible insurance with Critical Illness coverage for added protection during a major medical event, such as cancer or a heart attack. This is a great option for people who don't visit the doctor often.
Prefer a plan similar to employer-provided insurance? A copay plan offers the familiarity of features common to group coverage. You'll pay a set copay for routine health care expenses, which is helpful for people who want to plan out their health care costs in advance.
Perhaps you want more control over your health care expenses. A Health Savings Account (HSA) helps you manage your medical bills using a tax-advantaged savings account. This option has one simple, calendar-year deductible per family.Shopping for Individual and Family Health Insurance
Just like the right personal health insurance plan varies from person to person, so does the way in which people shop for it. To make the process easier, you can shop for UnitedHealthOneSM health plans in a variety of ways, such as by budget, situation or carrier. This helps make finding health insurance simpler.
If you're new to buying health insurance on your own, the Insurance Guide section is a great place to start. You'll learn what key terms mean, which can make a big difference in what plan you choose and how much you pay. Plus, get information on how insurance works for you.
If you'd rather see what plans people in similar circumstances tend to choose, check out the Your Story section. Or start with the Budget section to learn about cost-saving options and more.Need Health Insurance Advice?
Get your questions answered six days a week. Call (800) 444-8990 to speak with a licensed Product Advisor.
Health Plans by StateWe offer an array of individual and family health insurance plans. To find out about the specific products available in your state, visit our interactive state map (or select the appropriate state below to download a brochure).
Lower Your PremiumLooking for a way to reduce your personal health insurance expenses? Check out these five tips to help cut your premium costs. They can be simple to implement and they're good for you, too.
Why Choose Us?Why should you pick a UnitedHealthOneSM health plan? See why we standout.