Medical health insurance plans
Finding the right family health insurance, individual health insurance and other coverages is probably one of the most important decisions you will make. Your life is unique. It only makes sense that your insurance needs are unique, too. You need more than a cookie cutter health plan. You want to buy health insurance that fits your life and makes sense for you and your family.
That's why we offer a variety of medical insurance plans and other coverage options. You can pick the plans you need to make coverage that works for you and your family. You should have the freedom to choose the right health insurance and other coverages that meet your needs and budget right now.
Health insurance options
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Short Term Medical Insurance
Need temporary health insuranceF5 because you are between jobs, just graduated or missed Open Enrollment? For these and other reasons, a Short Term Medical plan may be the right health insurance for you right now.
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TriTerm Medical
In select states, TriTerm MedicalF4 is temporary health insurance that offers nearly 3 years of coverage with benefits for preventive care, doctor office visits, prescription drugs and more.
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Medicare
If you're approaching 65 or exploring Medicare choices for a loved one, find out what's available in your state and county.
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Affordable Care Act (ACA)
ACA health insurance covers preexisting conditions and a list of essential health benefits that don't change from plan to plan. In New Jersey, for UnitedHealthcare Oxford Off-Marketplace ACA health plans underwritten by Oxford Health Insurance, Inc., call 1-800-273-8115. Note: These plans are not eligible for ACA tax credits.
Supplemental insurance plans
Because sometimes your health insurance isn't enough
SUPPLEMENTAL
Dental Insurance
Fill a hole in your health insurance coverage. Dental insurance can help protect your smile and your overall health.
SUPPLEMENTAL
Vision Insurance
Vision insurance helps with the costs of routine eye exams and prescription eyewear (available standalone or with dental insurance).
SUPPLEMENTAL
Hospital & Doctor
Hospital and doctor fixed indemnity insuranceF10 pays set cash benefits for covered medical services. That's help for out-of-pocket costs, like deductibles, your main insurance doesn't pay.
SUPPLEMENTAL
Accident Insurance
Giving you some additional coverage in case you’re hurt in an accident, Accident Insurance can pay you cash benefits for your qualifying medical bills.F32
SUPPLEMENTAL
Accident Insurance
Giving you some additional coverage in case you’re hurt in an accident, Accident Insurance can pay you cash benefits for your qualifying medical bills.F32
SUPPLEMENTAL
Critical Illness
Worried about paying the bills if you fall ill? Critical illness insurance helps with a lump sum cash benefit following the diagnosis of a qualifying illness.F55
SUPPLEMENTAL
Term Life SafeGuard
Term life insuranceF37 can play a part in helping your family’s finances in the event of your death. Choose the best term and benefit level for your situation.
SUPPLEMENTAL
Hospital Indemnity
Hospitalization insuranceF38 provides a fixed benefit for each day you're in the hospital and for other qualified expenses. You choose how to spend the money.
SUPPLEMENTAL
SafeTrip Travel Protection
With SafeTrip travel protection plans from UnitedHealthcare GlobalF94, you can relax knowing you have coverage when you travel internationally.
Additional insurance plans from other companies
Telehealth, travel insurance, and more
Looking for more? If you have other needs, check out a variety of health support options and insurance plans from other companies to help with the extra expenses unique to your life.
- A telehealth app that makes going to the doctor as easy as picking up your phone
- Travel medical and trip cancellation insurance for coverage when you're on the move
- Coverage for your house and car to help you deal with accidental, unforeseen costs
- Pet insurance to help cover the costs of your pet's healthcare
- Final expense plans to help loved ones deal with any expected and unexpected costs after your death
- A medical alert and voice-activated communication system to stay connected with older relatives and loved ones and help them stay safe
Products available vary by state. Some products listed may not be available for quoting and enrollment during the annual Affordable Care Act Open Enrollment Period in Virginia.
These policies have exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company - whichever is applicable.
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