Preferred Provider Organization (PPO)

With a PPO, a health insurance plan or network contracts with providers to offer services to covered persons at pre negotiated fee levels. A covered person may have lower out-of-pocket costs when medical services are received from a network provider. A covered person may visit any provider, but may receive a higher level of benefits when a network provider is seen.

Note: These definitions are provided only to give you a general understanding of how these words are sometimes used by health insurance companies. Please refer to your coverage documents for a complete list of defined terms that apply to your specific coverage.
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