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UnitedHealthOne^SM plans for Individual and Family Coverage,
underwritten by Golden Rule Insurance Company, a UnitedHealthcare company.

Learning Center > Glossary-Terms > Individual and Family Health Insurance

Individual and Family Health Insurance

Insurance that is not directly related to employment or an employer group is considered individual and/or family health insurance. The individual owns the policy. In most states, the applicants’ medical records are reviewed to determine insurability. A health insurance company may decline coverage or increase premiums due to certain medical histories or conditions.

Note: These definitions are provided only to give you a general understanding of how these words are sometimes used by health insurance companies. Please refer to your coverage documents for a complete list of defined terms that apply to your specific coverage.
GRGLOSS-87R1

Individual and Family Health Insurance

Note: These definitions are provided only to give you a general understanding of how these words are sometimes used by health insurance companies. Please refer to your coverage documents for a complete list of defined terms that apply to your specific coverage. GRGLOSS-87R1

Note: These definitions are provided only to give you a general understanding of how these words are sometimes used by health insurance companies. Please refer to your coverage documents for a complete list of defined terms that apply to your specific coverage.
GRGLOSS-87R1