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UnitedHealthOne

Deductible

The amount of covered expenses that the insured must pay before the insurance pays anything is the deductible. See Family Deductible.

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What is a deductible?

The deductible is the amount of covered expenses that the insured must pay before the insurance pays anything.

Here, you would need to pay $2,500 of medical expenses in a calendar year before insurance kicks in.

What are some expenses that count towards a deductible?

Yes:
Doctor Office Visits
Physical Therapy
Emergency Room Visit
Prescriptions
Crutches or Bandages
Acupuncture
Surgery

No:
Premium Costs
Orthodontics
Cosmetic Surgery
Lasik Eye Surgery
Nutritional Supplements
Childcare
Weight Loss Program

Note: These definitions are provided only to give you a general understanding of how these words are sometimes used by health insurance companies. Please refer to your coverage documents for a complete list of defined terms that apply to your specific coverage.
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