The amount of covered expenses that the insured must pay before the insurance pays anything is the deductible. See Family Deductible.
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What is a deductible?
The deductible is the amount of covered expenses that the insured must pay before the insurance pays anything.
Here, you would need to pay $2,500 of medical expenses in a calendar year before insurance kicks in.
What are some expenses that count towards a deductible?
Doctor Office Visits
Emergency Room Visit
Crutches or Bandages
Lasik Eye Surgery
Weight Loss Program