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Dental Plan Advantages

Finding dental coverage can be tricky, especially with the number of private dental options available. Before you shop, consider what best fits you and your family’s needs. Then, compare your top dental plan picks.

Why Choose Us?

Our dental plans offer a number of advantages. You get the flexibility of choosing coverage for an in- or out-of-network dentist. Plus, preventive care is 100% covered.¹ If you opt for an in-network dentist, you gain significant network savings—see below for details.

UnitedHealthcare Dental Benefit – Two Options to Choose From

» UnitedHealthcare Dental Value^SM Benefit (not available in all areas)

» UnitedHealthcare Dental Premier^SM Benefit

Quality Coverage at Significant Savings

UnitedHealthcare Dental Network Savings Examples (as of February 2012)
	Procedure (ADA Code)	Dentists’ Retail Charge	In-network You Pay (Both Options)	Out-of-network You Pay (Dental Premier^SM)	Out-of-network You Pay (Dental Value^SM)
	Adult Prophylaxis (D1110)	$87	$0	$3	$31
	Child Prophylaxis (D1120)	$66	$0	$3	$26
	Child Topical Application of Fluoride (D1203)	$41	$0	$4	$18
	Amalgam One Surface, Primary or Permanent (D2140)	$168	$15	$45.50	$108
	Resin-Based Composite, One Surface Anterior (D2330)	$170	$18	$46	$98
	Resin-Based Composite, One Surface Posterior (D2391)	$179	$20.80	$47	$95.80
	Molar Root Canal (D3330)	$1,140	$364.50	$627.50	$775.50
	Removal of Impacted Tooth, Soft Tissue (D7220)	$350	$98	$180	$252
	Utilizing network dentists reduces costs under both options because these dentists have agreed to lower fees (network negotiated rate) for covered expenses. If you use an out-of-network dentist, Dental Premier^SM pays benefits based on the reasonable and customary charge. If you use an out-of-network dentist, Dental Value^SM pays benefits based on the network negotiated rate — which is usually less than the reasonable and customary charge. After benefits have been paid under the policy, an out-of-network dentist can bill a patient for any remaining amount up to the billed charge. Fees in examples are based on national averages and network coverage for ZIP Code 432XX. This chart assumes $50 deductible has been satisfied.

With UnitedHealthcare Dental Coverage — You Have the Advantage.

With UnitedHealthcare dental coverage, your family has access to nearly 210,000 dental providers.² The result can be significant discounts on quality care, and you never file a claim form. A healthy smile can be easier than you thought.

Preventive services have no waiting period and include oral evaluations, X-rays, prophylaxis (routine cleanings), fluoride treatment, sealants, and space maintainers.
Basic services have a 6-month waiting period and include simple (nonsurgical) extractions, emergency treatment to ease dental pain, amalgam fillings, and resin-based composite fillings.
Major services have a 12-month waiting period and include treatment for disease of the pulp (including root canals), bone and other tissues supporting the teeth, crowns, inlays, onlays, veneers, bridges, dentures, surgical extractions, and periodontal maintenance.

Smile more often!

Taking care of your teeth is an important part of your overall health, and we can help keep your smile healthy and happy with our dental plan options.

Keep an eye on your family’s vision health by adding our optional Vision Benefit rider to your dental plan today! Read more about our Vision Insurance.

¹ As defined in the policy. ² UnitedHealth Group Annual Form 10-K for year ended 12/31/2012. Dental Benefit Provider’s, Inc. network availability may vary by state, and a specific dental care provider’s contract status can change at any time. Therefore, before you receive care, it is recommended that you verify with the dental care provider that he or she is still contracted with the network. UnitedHealthcare Dental Plan availability varies by area. Get a free dental insurance quote now. To learn more about costs, benefits, exclusions, limitations, eligibility, waiting periods, and renewal terms call a licensed Product Advisor to discuss your options at (800) 944-4699. Policy forms GRI-DEN1-01, 02, 03, 04, 05, 06, 07, 08, 12, 13, 14, 15, 16, 17, 19, 23, 24, 25, 26, 27, 29, 30, 32, 34, 35, 37, 39R, 40, 41, 42, 43, 47, 49, 51 and GRI-DEN2-09.
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