Dental Insurance
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UnitedHealthOneSM Dental Insurance. Something to Smile About.

Individual Dental Insurance

Flexible and Convenient

Taking care of your teeth doesn’t just help your smile. It’s good for your overall health, too. Because oral health is so important, we make it easy to pick a dental plan. Keep your smile healthy and happy with our plan benefits, including preventive care, basic services like filings, and major services such as root canals.1

Preventive care is covered at 100% with no deductible or waiting period.2 That means you can get coverage today and see your dentist for a cleaning as early as tomorrow.

Our private dental plans are family friendly. UnitedHealthOneSM dental coverage has no age limit requirement. Even those covered by Medicare can apply. Maintaining a healthy mouth is important to your general well-being, and our plans can provide comprehensive dental coverage for people of any age or at any stage in life.

Choose from Two Options

  • UnitedHealthcare Dental PremierSM is for people who prefer to keep their out-of-network dentist.
  • UnitedHealthcare Dental ValueSM has the lowest premium of our dental plans and is for those who prefer to access a dentist from the nationwide UnitedHealthcare Dental Network.
With either plan, you can access an extensive dental network with nearly 210,000 dental providers nationally.3 Plus, you can take advantage of the following:
  • We pay 80% for Basic Services, such as cavity fillings and simple (nonsurgical) extractions after the initial six-month waiting period is exhausted and the deductible is met.
  • We pay 50% on Major Services like root canals and bridges after the initial 12-month waiting period is exhausted and the deductible is met.
If shopping for coverage is new to you and your family, we can help simplify the process. Call (800) 944-4699 to speak with a licensed Product Advisor. You’ll receive a personalized recommendation. Or get an online dental insurance quote.

Dental Plans by State

Find out about the specific dental plans available in your state. Visit our interactive state map (or select the appropriate state below) to download a brochure.

 

Don’t Be Fooled

Discount dental plans sound like a cheap alternative to individual dental insurance. But they’re not real insurance plans.
 

Dental Myths, Facts & Oddities

Did you know teeth brushing requires a bit of strategy? Before you brush again, explore these tips for a healthier smile.
  Discover the Differences   View Techniques
1 Out-of-network penalties apply. Availability may vary by state, and a specific dental care provider’s contract status can change at any time. Therefore, before you receive care, it is recommended that you verify with the dental care provider that he or she is still contracted with the network. UnitedHealthcare Dental Plan availability varies by area. 2 As defined in the policy. 3UnitedHealth Group Annual Form 10-K for year ended 12/31/2012. Dental Benefit Provider’s, Inc. network availability may vary by state, and a specific dental care provider’s contract status can change at any time. Therefore, before you receive care, it is recommended that you verify with the dental care provider that he or she is still contracted with the network. For costs, benefits, exclusions, limitations, eligibility, waiting periods, and renewal terms, call a licensed Product Advisor to discuss your health insurance options at (800) 944-4699.
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