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Dental Insurance

Dental Insurance for You

With dental insurance plans for you and your family, we can help make it easier to keep your smile healthy. From dental cleanings to root canals, it can be difficult to predict how much money you’re going to spend for your dental care. Our individual dental insurance plans can provide you with the coverage you need to help promote good dental health.

With either of our dental plans, you can take advantage of:

• In-network preventive care is covered at 100% with NO deductible or waiting period.
• Access to an extensive dental network that today has over 182,000 dentists.¹
• Basic and Major Services have only a $50 calendar-year deductible per covered person, plus it is capped at 3 individuals per family – so if you have a family of 4, 5, 6 or even more, you’re only responsible for paying $150 in deductibles for the whole family!
• We pay 80% for Basic Services like cavity fillings and simple tooth extractions (non-surgical) after the initial six-month waiting period is exhausted and the deductible is met.
• We pay 50% on Major Services like root canals and bridges after the initial 12-month waiting period is exhausted and the deductible is met.

Which individual dental plan is right for you?

1. Dental Value^SM

   • Best option if you use a network dentist
   • Lowest premiums

   » See detailed plan options for Dental Value^SM

2. Dental Premier^SM

   • Best option if your dentist is not in our network
   • Pays more than Dental Value^SM for care from a non-network dentists

   » See detailed plan options for Dental Premier^SM

¹ As of 2/2012, Dental Benefit Provider’s, Inc. Network availability may vary by state, and a specific dental care provider’s contract status can change at any time. Therefore, before you receive care, it is recommended that you verify with the dental care provider that he or she is still contracted with the network. UnitedHealthcare Dental Plan availability varies by area. Get a free dental insurance quote now. To learn more about costs, benefits, exclusions, limitations, eligibility, waiting periods and renewal terms call a licensed Product Advisor to discuss your options at (800) 944-4699. Policy forms GRI-DEN1-01, 02, 03, 04, 05, 06, 07, 08, 12, 13, 14, 15, 16, 17, 19, 23, 24, 25, 26, 27, 29, 30, 32, 34, 35, 37, 39R, 40, 41, 42, 43, 47, 49, 51 and GRI-DEN2-09.
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