Take Control of Your Healthcare
Expenses with an HSA

Looking for Affordable Health Insurance? Our Product Advisors are here to help you
choose the Health
Savings Account
plan
that best
meets your needs.

(800) 444-8990

Find a Doctor Near You.
With over 600,000 physicians and
care professionals in our extensive
network it's easy to find a doctor in
your area.1 Plus with a big network,
comes the power to get discounts
for you. Find a Doctor

Calculate HSA SavingsHealth Savings Account (HSA) Plans

Our Health Savings Account plans combine lower-cost, high-deductible health insurance with a tax-advantaged health savings account.

Do you want more control over how your health care dollars are spent?

Health Savings Account (HSA) plans can help you take control of your health, your medical decisions, and your medical spending. An HSA can increase your health insurance buying power by:

  • Typically lowering your health insurance premium, but still providing quality coverage.
  • Regaining more control of your health care dollars.
  • Paying your out-of-pocket health care expenses with tax-advantaged savings.
  • Spending your HSA savings tax-free to help pay your health insurance deductible or for qualified medical expenses including prescriptions, vision, or dental care through reimbursements from your account.
  • Providing one simple, calendar-year deductible per family.

An HSA acts similar to the flexible spending accounts many have with their employer provided health plans or group plans as many call it, except the money is yours to keep. There is no "use it or lose it" feature.

HSA 100® is our most comprehensive HSA plan:
  • Lower out-of-pocket costs and higher premiums
  • Deductible range from $1,250 to $5,000 for singles and $2,500 to $10,000 for families
  • $0 coinsurance
  • Four-tiered prescription drug copay plan with the most savings on generic prescriptions and you save most on generic
  • $35 preventive doctor's office visit copay1
HSA 70SM is our most affordable HSA plan:
  • Higher out-of-pocket costs and lower premiums
  • Deductible range from $1,250 to $5,000 for singles and $2,500 to $10,000 for families
  • 30% coinsurance
  • $15 copay for generic prescriptions, brand names are not covered
  • $35 preventive doctor's office visit copay1
Visit the HSAcenter for general consumer information and FAQ on HSAs.
For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a Product Advisor to discuss your health insurance plan options at (800) 444-8990 or get a free quote.

We also offer other health insurance plans with a variety of coverage at competitive prices.

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© 2009 Golden Rule Insurance Company.

UnitedHealthOne is the brand name of the UnitedHealthcare family of medical insurance companies that offer personal health insurance products. In Louisiana, plans are underwritten by United Healthcare Insurance Company and administrated by Golden Rule. Important Notice on Payment of Out-of-Network Benefits. Products are either underwritten, administered or provided by:
Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number 4407),
American Medical Security Life Insurance Company (Wisconsin domiciled, CA certificate of authority number 08079),
PacifiCare Life and Health Insurance Company (Indiana domiciled, CA certificate of authority number 5813),
PacifiCare Life Assurance Company (Colorado domiciled, CA certificate of authority number 5814),
PacifiCare of California (California domiciled, CA certificate of authority number 213 0126), or
PacifiCare Health Plan Administrators, Inc.,
Oxford Health Insurance, Inc.,
Oxford Health Plans (NJ), Inc., or
UnitedHealthcare Insurance Company.
Product availability varies by state.
GRHSAR1