Take Control of Your Healthcare
Expenses with an HSA
choose the Health
Savings Account
plan that best
meets your needs.
(800) 444-8990
With over 600,000 physicians and
care professionals in our extensive
network it's easy to find a doctor in
your area.1 Plus with a big network,
comes the power to get discounts
for you.
Health
Savings Account (HSA) Plans
Our Health Savings Account plans combine lower-cost, high-deductible health insurance with a tax-advantaged health savings account.
Do you want more control over how your health care dollars are spent?
Health Savings Account (HSA) plans can help you take control of your health, your medical decisions, and your medical spending. An HSA can increase your health insurance buying power by:
- Typically lowering your health insurance premium, but still providing quality coverage.
- Regaining more control of your health care dollars.
- Paying your out-of-pocket health care expenses with tax-advantaged savings.
- Spending your HSA savings tax-free to help pay your health insurance deductible
or for qualified medical expenses including prescriptions, vision, or dental care
through reimbursements from your account.
- Providing one simple, calendar-year deductible per family.
An HSA acts similar to the flexible spending accounts many have with their employer provided health plans or group plans as many call it, except the money is yours to keep. There is no "use it or lose it" feature.
- Lower out-of-pocket costs and higher premiums
- Deductible range from $1,250 to $5,000 for singles and $2,500 to $10,000 for families
- $0 coinsurance
- Four-tiered prescription drug copay plan with the most savings on generic prescriptions and you save most on generic
- $35 preventive doctor's office visit copay1
- Higher out-of-pocket costs and lower premiums
- Deductible range from $1,250 to $5,000 for singles and $2,500 to $10,000 for families
- 30% coinsurance
- $15 copay for generic prescriptions, brand names are not covered
- $35 preventive doctor's office visit copay1