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Take Control of Your Health Care
Expenses With an HSA
Looking for Affordable Health Insurance? Our Product Advisors are
here to help you
choose the Health
Savings Account
plan
that best
meets your needs.

(800) 444-8990

Find a Doctor Near You.
With over 730,000 physicians and other health care professionals in our extensive network it's easy to find a doctor in your area.1 Plus with a big network comes significant discounts on quality care.
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Calculate HSA SavingsHealth Savings Account (HSA) Plans

Our Health Savings Account (HSA) plans combine lower-cost, high deductible health insurance with a tax-advantaged health savings account.

Do you want more control over how your health care dollars are spent?

Health Savings Account (HSA) plans can help you take control of your health, your medical decisions, and your medical spending. An HSA can increase your health insurance buying power by:

  • Typically lowering your health insurance premium, but still providing quality coverage.
  • Regaining more control of your health care dollars.
  • Paying your out-of-pocket health care expenses with tax-advantaged savings.
  • Spending your HSA savings tax-free to help pay your health insurance deductible or for qualified medical expenses including prescriptions, vision, or dental care through reimbursements from your account.
  • Providing one simple, calendar-year deductible per family.

An HSA acts similar to the flexible spending accounts many have with their employer provided health plans or group plans as many call it, except the money is yours to keep. There is no "use it or lose it" feature.

HSA 100® is our most comprehensive HSA plan:
  • Lower out-of-pocket costs and higher premiums.
  • Deductibles range from $1,250 to $5,000 for singles and $2,500 to $10,000 for families.
  • You pay $0 after you meet your calendar-year deductible.
  • Preferred price card for brand, generic and non-preferred brand prescriptions, with no charge after your deductible.
  • You pay $0 for an in-network doctor office visit after you meet your deductible.
HSA 70SM is our most affordable HSA plan:2
  • Higher out-of-pocket costs and lower premiums.
  • Deductibles range from $1,250 to $5,000 for singles and $2,500 to $10,000 for families.
  • 30% coinsurance after you meet your calendar-year deductible.
  • You pay 30% for an in-network doctor office visit after you meet your deductible.
Visit the HSAcenter for general consumer information and FAQ on HSAs.
For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a Product Advisor to discuss your health insurance plan options at (800) 444-8990 or get a free health insurance quote.

We also offer other health insurance plans with a variety of coverage at competitive prices.
1 UnitedHealth Group Annual Form 10-K for year ending 12/31/10. Network available in most areas. 2 Availability varies by state.
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© 2010 Golden Rule Insurance Company.
Not intended for use in New Mexico.
UnitedHealthOneSM is a brand name used for products underwritten, administered, and/or provided by:
Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number 4407),
American Medical Security Life Insurance Company (Wisconsin domiciled, CA certificate of authority number 08079),
PacifiCare Life and Health Insurance Company(Indiana domiciled, CA certificate of authority number 5813),
PacifiCare Life Assurance Company (Colorado domiciled, CA certificate of authority number 5814),
Oxford Health Insurance, Inc.,
Oxford Health Plans (NJ), Inc., or
UnitedHealthcare Insurance Company.
UnitedHealthcare Services, Inc.,
Dental Benefit Providers, Inc.,
Spectera, Inc.
Health Insurance plans are medically underwritten and availability varies by state. Coverage may be provided by multiple policies/certificates
Additional Products are provided by:
Careington International Corporation,
EyeMed Vision Care, or
International Medical Group, Inc. (Indiana domiciled)
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