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Need Health Insurance That has a
Copay for Yourself or Your Family?

Looking for Affordable Health Insurance? Our Product Advisors are here to help you choose
the copay plan
that best
meets your needs.
(800) 444-8990
Find a Doctor Near You.
With over 730,000 physicians and other health care professionals in our extensive network it's easy to find a doctor in your area.1 Plus with a big network comes significant discounts on quality care. Find a Doctor

Copay Insurance Plan


We Can Guide You in Selecting Copay Health Insurance You Can Afford.

A UnitedHealthOne copay plan can help you to better budget for your family's health care. When you or a family member has an office visit at a network provider, you'll pay a $35 copayment and we'll pay 100% of any remaining history and exam fees.

A copay plan is similar to many employer plans with a set copay for routine health care expenses.

Who might benefit most from a copay health insurance plan:
  • Anyone who prefers the convenience of copay benefits for minor or routine health care expenses.
  • Families with young children who have regularly scheduled doctor office visits.
  • Anyone who prefers copay benefits for prescription drugs.
Copay SelectSM
individual and family copay insurance plan
Nick and Amy* have the Copay Select2 plan. With three active kids, they like knowing what their doctor office visits will cost. The prescription drug card helps control their out-of-pocket expenses, especially for those summer months when the kid's allergies flare up.

Copay Select features:
  • Higher premium and lower out-of-pocket costs.
  • Deductibles from $1,000 to $10,000.
  • Choice of coinsurance out-of-pocket maximum $0, $3,000, or $5,000
    (per person, per calendar year, after deductible).
  • Four-tier prescription drug copay plan.
  • If you choose to use a doctor within our network for an office visit, we pay 100% of history and exam fees after a $35 copay.
Prescription Drug3 Card Benefits
  • Tier 1 drugs - $15 copay, no deductible.
  • Tier 2 drugs - $35 copay.
  • Tier 3 drugs - $65 copay.
  • Tier 4 drugs - you pay 25% coinsurance.
Tier 2-4 drugs have a combined $500 deductible per person, per calendar year.

For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed Product Advisor to discuss your copay insurance options at (800) 444-8990.

Check out our other health insurance plans we offer at competitive prices.
* Hypothetical persons for illustration only. 1 UnitedHealth Group Annual Form 10-K for year ending 12/31/10. Network available in most areas. 2 Availability varies by state. 3 We have a preferred drug list, which changes periodically. Tier status for a prescription drug may be determined by accessing your prescription drug benefits via our website or by calling the telephone number on your identification card. The tier to which a prescription drug is assigned may change as detailed in your policy/certificate.
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© 2010 Golden Rule Insurance Company.
Not intended for use in New Mexico.
UnitedHealthOneSM is a brand name used for products underwritten, administered, and/or provided by:
Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number 4407),
American Medical Security Life Insurance Company (Wisconsin domiciled, CA certificate of authority number 08079),
PacifiCare Life and Health Insurance Company(Indiana domiciled, CA certificate of authority number 5813),
PacifiCare Life Assurance Company (Colorado domiciled, CA certificate of authority number 5814),
Oxford Health Insurance, Inc.,
Oxford Health Plans (NJ), Inc., or
UnitedHealthcare Insurance Company.
UnitedHealthcare Services, Inc.,
Dental Benefit Providers, Inc.,
Spectera, Inc.
Health Insurance plans are medically underwritten and availability varies by state. Coverage may be provided by multiple policies/certificates
Additional Products are provided by:
Careington International Corporation,
EyeMed Vision Care, or
International Medical Group, Inc. (Indiana domiciled)
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