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Network Advantage

The UnitedHealthcare Nationwide Network

Savings of Up to 50% on Quality Health Care!1

Access to the right doctors can be the most important part of your health care.

Our network gives you:

  • Access to an extensive network of doctors, X-ray and lab facilities, hospitals, and other ancillary providers.2
  • Quality care at reduced costs because these providers have agreed to lower fees for covered expenses.
  • Lower premiums – savings of up to 30% or more over the same plans without a network.3

Please note: Covered expenses for nonemergency care received from a provider outside your network are:3

  • Subject to eligible expense limits;
  • Reduced by 25%;
  • Subject to an additional deductible amount equal to the calendar-year deductible.

For Services of Non-Network Providers: Your actual out-of-pocket expenses for covered expenses may exceed the stated coinsurance percentage because actual provider charges may not be used to determine insurer and member payment obligations.

Sample savings with our network:
(Services provided June-December 2011)4

Doctor Office Visit – established patient
MRI
Lipid Panel
CBC
Metabolic Panel
General Panel
Mammogram
Charges
$79.22

$1,080.84
$80.65
$32.14
$45.55
$161.95
$265.78
Repriced Charges
$38.57

$290.84
$8.34
$4.30
$6.17
$21.31
$82.13
Network Savings
51%

73%
90%
87%
86%
87%
69%
1 Discounts vary by provider, geographic area, and type of service. 2UnitedHealthcare Choice Plus network, available in most areas. LabCorp is the preferred laboratory services provider for UnitedHealthcare networks. Network availability may vary by state, and a specific health-care provider’s contract status can change at any time. Therefore, before you receive care, it is recommended that you verify with the health-care provider’s office that they are still contracted with your chosen network. 3 Varies by state. 4All these services received from network providers in ZIP Code 336–. Your actual savings may be more or less than this illustration and will vary by several factors. For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed advisor to discuss your health insurance options at (800) 444-8990.
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